Pensions

We’ll help you to get a pension and make contributions to it if you’re a full-time employee or a full-time contractor. Due to the global distribution of our team, the implementation details will vary depending on how and where you’re employed.

FULL-TIME EMPLOYEES

In countries where we have a company and can thus employ people directly, we provide workplace pensions.

AUSTRALIA

In Australia, superannuation is paid at the statutory rate of 9.5%. You don’t need to do anything to get this.

UK

In the UK, we’re enrolled with NEST to provide workplace pensions inline with the new enrolment rules. This scheme has been rolled out in the below stages, with all employees now on the Apr 19 schedule (9% total contribution, with 4% from Human Made and 5% from your salary).

HM’s Contribution Your Contribution Total Contribution
Oct 16 1% 1% 2%
Apr 18 2% 3% 5%
Apr 19 4% 5% 9%

UK employees have two options for contributions on the above rate

  1. Option 1 is calculated on qualifying earnings*
  2. Option 2 is calculated on all earnings

*”qualifying earnings”

We calculate contributions based on your qualifying earnings. This means your annual earnings that fall between £6,136 and £50,000 a year. (These figures will be reviewed every year by the government).

If you’d like to move to option 2 (all earnings) let Zoe know.

Please login to your NEST account to see more details including tax relief, opting out, stopping contributions, etc.

US

In the US, we have a 401k plan with Captain401. Once you have enrolled with TriNet (our US payroll provider) you will be sent an email invite enabling you to sign up with Captain401. We will match contributions up to 4% of your salary.

Contractors

If you’re not employed directly by one of our companies then we’ll match contributions up to 4% of your agreed salary into whatever personal/private pension you might have.

If you have questions regarding Pension contributions please direct them to Zoe.